최근 미국 상원은 은행의 몰락이 암호화폐 취급이 원인이라고 생각하고, 마리화나 산업보다 더 불안하다고 말했습니다. 그리고 은행에는 예금자에게 책임이 있다고 말했습니다. 시그니처뱅크뿐만 아니라 실리콘밸리은행, 실버게이트은행 등이 폐쇄해서 모두 불안하게 하고 있습니다. 이러한 일들에 대해, 암호화폐에 대한 강한 규제가 필요하다고 말했습니다.
Recently, US Senate said that the recent downfall of banks is caused by unstable Cryptocurrency handling and compared it to the ‘Marijuana industry’.
According to Cointelegraph on the 16th (local time), Congressman Michael Bennett strongly criticized that “the financial sector has adopted a more unstable Cryptocurrency industry than Marijuana”. Marijuana is one type of drug that can be smoked in the form of cigarettes. In other words, it is labeled as an industry that is more unstable than drugs, and the meaning is why the financial sector accepts such an ecosystem. Regardless of the scale, it is a negative view of the act of handling Cryptocurrencies by general banks.
The claim that banks also have a responsibility to depositors has also been made. In the case of recently bankrupt Signature Bank, 20% of deposits are Cryptocurrencies. Congressman Bennett said “The 20% figure is evidence that nobody noticed the risks of Cryptocurrency that fluctuates and plummeting at will,” and “It is necessary to consider whether banks’ investment in Cryptocurrency is beneficial to depositors.”
It is said that we should not just look at the fact that not only Signature Bank but also large banks such as Silicon Valley Bank and Silvergate Bank were closed one after another in a short period of time. There are concerns that we should discuss the relationship between bank crisis and Cryptocurrency companies, and the impact of Cryptocurrency on the financial system in a comprehensive manner. It has been emphasized that there may be side effects when strong regulation of Cryptocurrency, supervision is strengthened and Cryptocurrency companies are excluded from the banking sector.