상황에 빠지게 됐다.
Silicon Valley Bank (SVB), ranked 16th in US Banks, is reported to be in a state of bankruptcy and worries that it will cause shockwave in the whole financial industry. This bank’s bankruptcy is the biggest bank collapse since the financial crisis in 2008 and the second biggest in US History. On the 10th (local time), the California Financial Protection Innovation Agency closed down Silicon Valley Bank’s operation and transferred its assets to the Federal Deposit Insurance Corporation. The Federal Deposit Insurance Corporation will pay up to $250,000 (about 330 million won) per person as guaranteed deposits and then distribute the remaining assets to depositors. Established in 1983, Silicon Valley Bank in Sanata Clara, California, closed its door in less than 48 hours. On the 8th, the bank announced to sell its bonds at the expense of loss in order to improve its financial structure and to issue new shares of 2.25 billion dollars. Due to the rising interest rates, the value of bonds held by the bank decreased and it faced difficulties in securing new funds. After the announcement, venture capitalists judged that the bank’s soundness problems had escalated and sent emails to customers recommending them to withdraw deposits. On the 9th, one day after this, a bank run occurred and $42 billion deposits were withdrawn.